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Wednesday, January 30, 2019

WHIRL : The next level in Crowdfunding is blockchain based !

What is WHIRL?
WHIRL is a socially driven, “pay it forward”-style crowdfunding platform that’s built on the blockchain. On WHIRL, you can only submit a fundraising campaign after you’ve donated to others, creating a positive feedback loop of generosity. WHIRL is inspired by historic community giving funds, but uses blockchain technology to enable anyone to participate, regardless of currency or geography. WHIRL is reinventing philanthropy by helping global nonprofits and charitable organizations access a new source of capital.

WHIRL’s mission

WHIRL is improving the lives of people around the world by giving them a new, better way to raise money for their projects, passions, and obligations, without having to ship rewards, ask friends and family for donations, or take out expensive loans. WHIRL is connecting people with one-another in mutual self-support, regardless of what they need money for, where they’re from, or who they are.

What makes WHIRL different?

WHIRL is the only crowdfunding platform that’s built on mutual self-support. Fundraisers raise money without shipping rewards or asking friends and family for charity. Backers earn karma points, which enable them to create their own fundraising campaigns later and determine their campaign’s position in WHIRL’s launch queue.
WHIRL only allows a limited number of campaigns to raise money at once, ensuring that everyone gets to share equally in the limelight. Active campaigns get chosen by a fair and transparent queue. This system solves one of the biggest problems facing crowdfunding today: declining success rate. (In the beginning, WHIRL will only list one project a time, but as the community grows that number will ramp-up proportionally.)

WHIRL is a socially-driven platform that gives special attention and platform benefits to campaigns by confirmed charitable organizations.
Because WHIRL is built on the blockchain, it’s truly global and facilitates payments with cryptocurrency in addition to fiat. There’s much less risk of fake donors, chargebacks, or banking friction. And fees are far lower than traditional crowdfunding platforms.

How WHIRL works

  • In the beginning, WHIRL will list one fundraising campaign at a time to maximize exposure. Campaigns can cover any category (within WHIRL’s terms of service), from help paying medical bills to support starting or expanding a business.

  • You can donate to campaigns directly with crypto or fiat. In return, you’ll receive 7 karma points for every dollar you spend. If you own WHIRL’s cryptocurrency, WRL, you’ll earn 10 karma per dollar. (Supporting the campaign with partner crypto, like KICK, will earn you 8.5 karma per dollar.) If you donate to a campaign from a featured nonprofit or charitable organization, you earn a bonus to karma.

  • Once you reach 500 karma, you’re eligible to submit a campaign of your own. Tell WHIRL more about your campaign and fill out a KYC form. A moderator will review the campaign and, if it complies with site guidelines, they’ll approve it for the queue.

  • If you work for a recognized nonprofit or charity organization, WHIRL will give your campaign access to one of two special featured placements. WHIRL will also waive platform fees, fast-track your placement, and incentivize backers with bonus karma.

  • WHIRL uses a fair and transparent queuing system that prioritizes those with the most karma, but won’t forget you if you’ve been waiting a long time. No matter what, if you’ve entered the queue, your campaign will get listed.

  • Sometimes, disaster strikes and funds are needed quickly. If your fundraising campaign ties directly to an urgent humanitarian crisis (like a natural disaster), WHIRL can fast-track it.
  • Once your campaign has finished fundraising, your karma resets and the next campaign goes live. Now that you’ve had a successful raise, you’ll be excited to support others and immediately begin to work your way back to a new campaign. WHIRL anticipates that 90% of campaign creators will immediately begin the process anew.

Charitable Giving

Reinventing social giving and philanthropy is one of WHIRL's core values. WHIRL will partner with leading non-profit organizations to give them white glove access to the platform. These organizations will pay no campaign listing fees and have their campaigns featured in a special "charity" slots. WHIRL members who donate to these campaigns will also receive a major Karma boost.

Market opportunity

  • Global dollars spent on crowdfunding platforms in 2018: $9.37 billion
  • Projected dollars spent by 2022: $26 billion
  • Average funding per campaign in 2018: $1,065
  • Number of campaigns in 2018: 8.8 million
  • Projected number of campaigns in 2022: 17.25 million
  • Largest market: China, followed by the U.S. and the EU

Dates

Private Round 1 Sept 2018
Tokensale 26 Nov 2018

Contacts

Whitelist & private round: whitelist@whirl.com
Press inquiries: pr@whirl.com
Telegram eng: https://t.me/whirl_en


Wednesday, January 23, 2019

LAY THE FOUDATION OF YOUR ABUNDANCE

The idea & concept of basic  income... it is a type of program in which citizens of a country may receive a regular sum of money from a source such as the government... ...pure unconditional minimum income, regardless of their background etc. 

People all over the world want this to happen, because its a great way to eliminate poverty......and many countries have talked about this, discussed and debated on the topic. => but it hasn't been implemented because of variety of 
reasons, like corruption & politics, inability to manage finances etc. 

With the emergence of blockchain & cryptocurrency, we clearly see it happening...
...through a decentralised system/economy which pays out a Basic Income

It is almost like 'God driven money distribution system'everyone will be getting a minimum basic income...

When the Basic Income Tokens are transferred to a blockchain and becomes a cryptocurrency... (something which no politician, government, group of individuals can do) 

Here's the thing Friend, poverty and income is a global problem: ...the idea of basic income is one which the entire world wants to see getting implemented! 

crypto is all about people, and their belief in an idea. 
the idea of basic income sells itself :)

and when this idea hits the market through the Basic 
Income cryptocurrency, guess who'll make the most money? 

the one who has Basic Income tokens today, which, in 
mid-2019 will get converted to a cryptocurrency on a 1:1
basis...

the demand will go through the roof! and so will the prices! 

here's the good news, TODAY (not sure about tomorrow),you can get 100 tokens/day...
you can also get 500 tokens if you refer someone through your referral link. 

News that is at once good and bad :  we'll stop the token distribution once we hit 5 Million users.(today;s count is 150,000 @ 23/1/2019)

Friend, right now, we've got a lot of activity going on. thousands of people marketing their links, pumping traffic, getting new people on board......this is multiplying like crazy. 

missing out on such an opportunity, of 'crypto abundance' 
will be extremely painful... so make sure you do ENOUGH, for yourself! :) 

- Team Basic Income

Thursday, September 20, 2018

MAKE MONEY FROM AIRDROPS AND BOUNTIES


The whole idea of ‘laptop lifestyle ‘ is that you are able to earn some living using your laptop. It usually is assumed to also come with some other concepts  among which the following are key 1. You can work anywhere  2. You do not need to commute to work and 3. You do not work fixed hours.
This concept predates the emergence of blockchain and encompasses the gig economy, micro-task etc.

It has however been expanded in recent times with the advent of blockchain in general but particularly the emergence of tokenisation and cryptocurrency.

This new surge is premised on one of the needs of these new phenomenon, namely mass adoption. Neither a cryptocurrency nor a token can have any real value unless it is accepted and widely used by a community AND the larger the community, the higher the value of the crypto or coin is likely to be.
Airdrops and Bounties are two phenomena that have been created to enable developers achieve
1.       Mass awareness of the coin or token
2.       Mass adoption of same as value carrying instruments

Whereas airdrops and bounties are unified by these two elements, they are actually not the same. Airdrops are rewards given simply to persons who can prove that they satisfy specified conditions which can be just to prove that you are a human being but may sometimes include that you understand the concept of tokens and have previously used them etc.

Bounties on the other hand are given as rewards for taking designated actions, most commonly
  1. To show that you have read and understood the whitepaper of the project enough to paraphrase it to others if need be
 2. To share information about the project with your associates on designated social networks and show proof of same
 3. to actually get other members of the community to adopt the coin or token by acquiring them or, liked you, relaying the information to their own circle of associates. Accepted proof is that their action is executed using your referral link.

The first question that people raise when you talk to them about the possibility of making money from Airdrops and Bounties is ‘ How can you be naïve enough to think that anybody will give you coins or tokens for free?’. This question carries two salient implications : either that you are being given something that is worthless or that there is a catch somewhere.

As with everything else, the concept of FREE here needs to be qualified. The project promoters are actually receiving value in return for the coins or tokens they are doling out, namely mass awareness and adoption of the instrument.

While mass awareness and adoption are not evidently monetary  in nature , they actually have monetary implications in that they save the team time and money which they could have used in achieving the same aim through advertisement.

At the end of the day, it is likely to be both cheaper and more effective. It reaches a wider expanse ( geographic and demographic) and has higher chances of acceptance because it is being delivered by acknowledged influencers at each level of the relay. It is the nearest to the proverbial ‘ word of mouth’ at this worldwide level.

Let us further examine the insinuation that the tokens or coins so offered are or may be worthless. The first thing that needs to be said here is that both those receiving tokens / coins as bounties and those paying to purchase them at the ICO level are staking- the one their time and social capital and the other their money – are doing so in the hope and expectation that the project will succeed.
Additionally, one may want to cite instances in which some of these token/coins received as airdrops and bounties achieved values, modest or substantial.

So, typically, what tasks are required for one to qualify for bounties ? They usually are simple enough to be achievable by virtually every average user of the internet. They consist amongst others of
1.        Relaying information prepared by the project promoters to one’s social network associates on platforms like facebook, twitter, telegram, reddit, steemit, line etc,
2.       Joining the project’s circle of influence on these same networks and
3.       Making original posts, comments, likes, thumb ups, videos articles etc to be relayed on these same networks or on one’s blogs.

Sometimes, thresholds are set, They include that one must have achieved some ranking on these social networks benchmarked by the amount of followership, the number and calibre of people he can tag without risking spamming, number of positive responses(likes,comments, retweets ect) his post can muster without solicitation or faking .

How can one keep track of the opportunities for airdrops and bounties? These opportunities are a myriad and this area of endeavour has its own scams. The ones I have used and recommend are as follows :
1.       Sharedrops
4.       airdrops
5.       Bountytokens
6.       Cryptogiveaway Bounties
7.       BountySquad
Thery are all like filters for the myriad of airdrops and bounties that have invaded the market in recent times.

Finally, it may also be advisable to leave a small amount of your idle Bitcoins in your account at Stock.Exchange. You will be surprised at how frequently you receive airdrops in consequence.

PS I received a mail from one of the readers Tina Listerov offering the following link as interesting for further reading and I agree with her : https://www.vpnmentor.com/blog/the-complete-list-of-bug-bounty-programs/

Wednesday, September 12, 2018

TRAKX : DAWN OF THE NEW AGE IN CRYPTOCURRENCY TRADING



For most ends of the world, blockchain, cryptocurrencies and tokenization is the first opportunity that the retail investor has for accessing the object of investment /trading e.g. shares etc directly. Generally, trading is done through a third part called the stockbroker. The stockbroker then is the one who had ever had need to master the technicalities of trading and portfolio management.

For the retail investor, it sufficed to know simply – “Did I make a gain or a loss? “. It is for the same reason that ,  inspite of the reported large wealth that can be made from it, the average retail investor standardly accepted that “ the fear of forex” is the beginning of wisdom”

In the beginning when the number of cryptocurrencies and tokens were few, it was simple enough. There was hardly any need for the complex strategies of the stock trading realm. Simply get yourself a wallet, key into a new instrument at a point appropriate to your capacity to wait – Private pre-sale, Public presale, ICO, Exchange and watch the market for a good time to sell.

As the number of instruments ballooned into the thousands and not just the number of of exchanges but also their variety increased, the old strategies of the stock broking world started getting attractive again.

The uninformed retail trader found out that luck or hope no more sufficed; deeper knowledge of strategies were needed to avoid devastating losses and maximize gains.He started hearing of terms like volatility, hedging, investment basket, FTE, CTI, Leveraged basket, Asset Under Management etc,. He became confused.

One of the main virtues of the Trakx project therefore is what its whitepaper says on p. 6 “ to make investing a seamless and straightforward experience”.

To fully comprehend the import of this help, one needs to recollect that the estimated potential worth of the market is $3,000bn. Imagine yourself the uninformed retail trader , trading without mastery of the sophisticated strategies and making consistent losses.  It is like being thirsty in the abundance of water. Then suddenly someone shows you how to access not just any water but drinkable one.That is how I rate the help that Trakx offers.


 Trakx shows all the signs of being well thought out and being in the hands of competent and sincere persons.

 Some of the signs are :
1.       The decision to make the project a one stop shop for trackers. Trakx plans to provide CTIs for all kinds of strategies, thereby removing from the crypto trader any need to register at many exchanges.

2.       The choice of passive over active portfolio strategies. Passive strategies tend to outperform active strategies on an historical basis and therefore can provide better returns based on cost saving alone.

3.        Use of cold wallet storage. The frequency of hacking and the status of the targeted victims is sometimes reminiscent of the going down of The Titan and makes one shudder . The use of a mix of cold wallets and on-site storage is definitely s sensible choice.

4.       24/7 trading time. This is one of the benefits of passive management. It reduces the cost of operations and ensures that all persons from all time zones of the world can participate in the project without any loss of convenience.

5.       Transparency. Doing business with people you do not know or see is an essential trait of on-line business and the risk is higher when you are not just doing a one-off transaction but actually handing over your investment asset on a medium to long term basis.

Trakx mitigates this through three significant provisions
a.       Auditing by a Big4 auditing firm
b.      Periodical publishing of key indices like holding  and
c.       Giving the user the ability to track what investments their CTIs hold, the relative weighting in the structure and whether or not the CTI has changed in position in any particular investment

From my interaction with other potential users of Trakx, the provision for Inverse CTIs and Leveraged Inverse CTIs seem to give the project a more than ordinary attention. This is not surprising. After all,  one of the main reasons for trading through a more informed third party is to hedge against possible losses. 


I have heard the following  portion of the Whitepaper quoted  again and again. 
“ Inverse CTIs move in the opposite direction of the underlying asset. For illustration purposes, if Bitcoin declines by 10% on a given day, the Inverse Bitcoin CTI will gain approximately 10% on the same day”

Trakx is exciting. Trakx is the dawn of the new age in cryptocurrency trading.

It probably would still be in place to advise every potential user that while Trakx is sure to be a good hedge, there are still choices to be made and he, the user , looses nothing from acquiring some more knowledge about how Trakx particularly and the entire investment environment operates.